Insurance Products
Strategic’s insurance products and programs are specifically designed to meet the insurance needs of the American trucker.  Programs are offered through various insurance companies and range in size, scope, and territory. 

Available programs currently offer clients the following coverage options:

Primary Liability Programs

• Local & Intermediate Haul Classifications
     *(300-mile maximum average radius)
• Extended Intermediate Haul Classifications
     (500-mile maximum average radius)
• Long Haul & Unlimited Haul Classifications
• $500,000 CSL, $750,000 CSL, or $1,000,000 CSL
• Various Coverage Symbols Available
• Small Deductible Options Available
• Statutory UM/UIM (higher limits available)
• Statutory PIP/Med Pay (where applicable)
• Trailer Interchange
• MCS-90

 

Physical Damage Programs

• Fleet & Non-Fleet Coverage Available
• All Radius Classifications
• Stated Value Policy
• $500, $1,000, $2,500, $5,000 Deductible Options
• Large Aggregate Deductible Options Available
• Monthly Reporting of Values Available
• Master Policy Programs Available

 

Cargo Liability Programs

• Up to $250,000 Limit
• All Radius Classifications
• $1,000, $2,500, $5,000, $10,000 Deductible Options
• Reefer Breakdown Coverage
• Restriction of Commodities Endorsement
• Tarpaulin Requirement

 

Non-Trucking Liability Programs

• Personal Coverage for Permanently Leased Owner Operators
• All Radius Classifications
• $500,000 CSL, $750,000 CSL, or $1,000,000 CSL
• Statutory UM/UIM (higher limits available)
• Statutory PIP/Med Pay (where applicable)
• Master Policy Programs Available